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tally — harbour & co · books 2026 80×24
harbour@tally:~/business$ tally whoami

Real books. None of the bloat.

# A full set of books for contractors & consultants, solo or incorporated. Invoices, HST, expenses and owner's equity, in a Google Sheet you own.
harbour@tally:~/business$ tally status --ytd
EARNINGS · YTD
$48,200
OUTSTANDING
$3,616
OWNER EQUITY
Harpreet 60% · Dana 40%
BOOKS
RECONCILED
harbour@tally:~/business$
Start a business ledger arrow_forward See invoicing south_east

From first invoice to year-end return.

SIX MODULES · RECONCILED
description01
Branded invoices
Multi-line PDFs with GST/HST, emailed in a tap. Gap-free numbering.
schedule02
Paid vs outstanding
Draft, Sent, Paid, overdue flagged. Income counts only when paid.
receipt_long03
Expenses & receipts
Log costs, attach receipts, and track HST paid. Bookkeeping that adds up.
pie_chart04
Owner's equity
Incorporated? Track each owner's equity and retained earnings by share.
handshake05
Partners: owe & share
Split draws and expenses between co-owners; see who owes whom.
verified06
Year-end statement
A signed income statement per owner, ready for the corporate return.
01 · fits your entity

Sole proprietor today. Incorporated tomorrow.

Start simple: income, expenses, HST. Incorporate or take on a partner, and the same ledger grows into owner's equity and retained earnings. Flip the switch.

SOLE PROPRIETOR

Just you

A freelancer or side business. Track income and expenses, keep receipts, and get a clean year-end. No share math needed.

Books includeIncome & expenses
Owner's equityNot needed
Owners1 owner
paymentsLatest incomeON PAYMENT
Invoice #0042 · paid+$3,616
JUL 01 · MERIDIAN LABS
Net to owner(s)$3,200 net
infoSimple books: income in, expenses out, HST tracked. Your year-end statement is one click.
02 · invoicing

Invoice. Get paid. Then it's income.

Build a branded, multi-line invoice with live totals and GST/HST, email the PDF in one tap, and watch it move Draft to Sent to Paid. Only paid invoices become income; the rest wait in Outstanding.

check_circleGap-free sequential numbering
check_circleOverdue invoices flagged in red
check_circleOutstanding (A/R) always visible
H
Harbour & Co.
Design & strategy · Toronto ON
INVOICE
#0042
PAID
Consulting retainer · July$2,400$2,400.00
Discovery workshop$800$800.00
Subtotal$3,200.00
GST/HST (13%)$416.00
Total due$3,616.00
03 · owner's equity & partners

Who owns what. Who's owed what.

For incorporated businesses with co-owners, Tally keeps each partner's ownership share, contributions, draws, and retained earnings, so equity is always current and any money owed between partners is one clear number.

NET EARNINGS · YTD
$39,540
RETAINED
$12,000
TOTAL EQUITY
$39,540
OWNEROWNSEQUITYDRAWS YTD
HHarpreet60%$23,724$14,000
DDana40%$15,816$9,000
04 · expenses & bookkeeping

Every expense, with the receipt attached.

Log business costs against real categories, attach the receipt, and let Tally track the HST you paid (your input tax credits). Come tax time, the deductions are already itemized. No shoebox, no guessing.

check_circleAttach a receipt to any expense
check_circleHST paid tracked for input credits
check_circleCategorized, deduction-ready
EXPENSES · JULY$1,284.50
cloudSoftware & toolsRECEIPT−$49.00
directions_carMileage · client visitRECEIPT−$62.40
restaurantClient lunchRECEIPT−$88.10
HST PAID (INPUT CREDITS)$147.83
05 · year-end statement

One click. Income statement, signed.

At year-end Tally produces a signed income statement (revenue, expenses, HST, net) and, for incorporated businesses, each owner's share of earnings. Formatted letterhead, sequentially numbered, emailed to every partner.

verifiedRevenue, expenses, HST & net
groupsPer-owner share for incorporated
mailEmailed as a PDF, ready to file
INCOME STATEMENT2025
Harbour & Co.
Incorporated · Toronto ON · HST# 8123 4567 RT0001
Revenue (paid invoices)$96,400.00
Business expenses−$18,620.00
HST remitted (net)−$6,240.00
Net earnings$71,540.00
Esprizzle Inc.
drawSigned
One ledger, four worlds. SWITCH ANYTIME
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Give your business real books, and your evenings back.

Free to start · runs on your Google account · your data never leaves your Drive.

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